The Think Local Card is a Discover® Prepaid card issued by the Central Bank of Kansas City. Because the card is an FDIC insured prepaid card, your funds are protected.
You can use your Think Local Card everywhere that accepts Discover. No credit checks are required to register for a Think Local Card.
Keeping Your Information Safe
Registering for a Think Local Card is not only quick and easy but secure too! All of your information is safeguarded and kept entirely private. Any requested personal information is used only to comply with federal regulations and validates your identity.
Customize Your Card Experience
You control the money on your Think Local Card.
- Set a target balance for recurring loads
- Do a one-time load as needed for larger purchases
- Unload money when you need it in your bank account
You choose how much money to load onto your Think Local Card – though we recommend that you select an amount that will cover your recurring bills and three to five days of purchases in order to have a cushion.
If you need money back in your bank account, you can submit an unload request on your cardholder dashboard. Any unload requests will be credited back to your bank and available for use within 1 business day.